Legal
The rules governing your use of the NestCost platform.
Last updated: June 2026
By accessing or using NestCost ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. NestCost reserves the right to update these terms at any time; continued use after updates constitutes acceptance.
NestCost is a home-buying intelligence platform that provides:
Not financial advice. NestCost provides financial information and tools for educational and informational purposes only. Nothing on the platform constitutes professional financial, legal, or real estate advice. Always consult a licensed professional before making major financial decisions.
You must be at least 18 years old and a resident of the United States to use NestCost. By creating an account, you confirm this is true.
You are responsible for maintaining the security of your account credentials. Notify us immediately at support@nestcost.com if you suspect unauthorized access. We are not liable for losses resulting from unauthorized use of your account.
One account per person. You may not create multiple accounts to circumvent usage limits or promotional offers.
NestCost offers the following paid plans:
Payments are processed by Stripe. By subscribing, you authorize NestCost to charge your payment method on a recurring basis (for subscriptions) or once (for one-time purchases) until cancelled.
Prices may change with 30 days' notice to existing subscribers. Promotional prices and promo codes are subject to their stated terms and may be revoked at any time.
You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period — you retain access for the full paid period.
Refunds are governed by our Refund Policy. In summary: we offer refunds for technical failures and early cancellation within 7 days if no paid features were used. Promotional access periods are not refundable once used.
You agree not to:
NestCost and its content, features, and functionality — including the NestCost Score methodology, UI design, trademarks, and text — are owned by NestCost and protected by copyright and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to use the Service for your personal, non-commercial home-buying research. This license does not include any resale, commercial use, or collection of listing data.
The Service is provided "as is" and "as available" without warranties of any kind. We do not warrant that the Service will be uninterrupted, error-free, or that results will be accurate for your specific situation.
Property data is sourced from third parties and may contain errors. Affordability estimates, neighborhood scores, and grant matches are tools for guidance — not guarantees of loan approval or assistance eligibility.
To the maximum extent permitted by law, NestCost's total liability for any claim arising from your use of the Service is limited to the amount you paid to NestCost in the 12 months prior to the claim.
This site is operated by NestCost, which is not a registered broker-dealer, investment advisor, real estate broker, mortgage lender, or financial planner. NestCost does not provide investment advice, endorsement, or recommendations with respect to any property, loan product, market, or financial strategy described or analyzed on the site. Nothing on this website should be construed as an offer to sell or solicit an offer to buy any security, property, or financial product, or as a recommendation or endorsement in respect of any such transaction. You are solely responsible for determining whether any purchase, sale, financing, investment, or related transaction is appropriate for you based on your personal objectives, financial circumstances, and risk tolerance. You should consult with licensed legal, tax, insurance, mortgage, and investment professionals for advice specific to your situation. NestCost does not guarantee any financial outcome, return, cost estimate, or score produced by its tools.
All real estate and financing decisions involve risk and may result in partial or total loss. By accessing this site, you understand and acknowledge that buying, selling, renting, or investing in real estate is risky and unpredictable; that markets rise and fall; that a property you purchase may not result in positive cash flow or perform as expected; and that the value of any property may decline at any time, and future property value is unpredictable. Before making any decision, you are advised to review all available information and consult with your tax, legal, and financial advisors. NestCost does not provide investment, legal, or tax advice or recommendations regarding any property, market, or strategy analyzed on this website.
Any data, estimates, scores, projections, or market information contained herein has been secured from sources that NestCost believes to be reliable, but NestCost makes no representations or warranties as to the accuracy, completeness, or timeliness of such information and accepts no liability therefore. NestScore, affordability estimates, rent projections, cost-of-living adjustments, grant summaries, and all other calculations are estimates generated by NestCost's models for educational purposes and may differ materially from figures provided by lenders, appraisers, tax authorities, or other professionals. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by NestCost of the linked or reproduced content.
The tools, calculators, scores, reports, and content on this site are provided for research and educational purposes only and are not financial, legal, tax, or investment advice. NestCost is not acting as your advisor, agent, broker, or lender. You accept that any reliance on NestCost's output is at your own risk and that NestCost bears no liability for decisions you make based on such output.
Any promotion constitutes a promotional campaign to participate in which such participation is in your ("Recipient's") sole discretion. Any offer set forth should not in any way be taken as financial, investment, legal, or tax advice, and the Recipient may not take any correspondence regarding this promotion, whether written or oral, as advice or as a recommendation to purchase, sell, finance, or otherwise transact in any property or product. Information and explanations related to the terms and conditions of any promotion shall not be considered advice or a recommendation to act, and neither NestCost nor any of its affiliates is acting or has acted as an advisor to the Recipient in deciding whether to participate. Participation is in the Recipient's sole discretion, comes with the potential to receive no benefit whatsoever, and there is no guarantee of any outcome.
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts located in Queens County, New York.
Questions about these Terms? Contact us at:
Email: support@nestcost.com
Subject line: Terms of Service Inquiry
Please read before continuing
NestCost is a research and educational platform — not a broker, lender, or advisor.
This site is operated by NestCost, which is not a registered broker-dealer, investment advisor, real estate broker, mortgage lender, or financial planner. NestCost does not provide investment advice, endorsement, or recommendations with respect to any property, loan product, market, or financial strategy described or analyzed on the site.
Nothing on this website should be construed as an offer to sell or solicit an offer to buy any security, property, or financial product, or as a recommendation or endorsement in respect of any such transaction. You are solely responsible for determining whether any purchase, sale, financing, or investment is appropriate for you based on your personal objectives, financial circumstances, and risk tolerance.
All real estate and financing decisions involve risk and may result in partial or total loss. Markets rise and fall, a property may not produce positive cash flow or perform as expected, and property values can decline at any time. NestScore, affordability estimates, rent projections, and all other calculations are estimates for educational purposes only and may differ materially from figures provided by lenders, appraisers, or tax authorities.
Always do your own independent research and consult qualified legal, tax, and financial professionals before making any financial decision. By continuing, you acknowledge that any reliance on NestCost's output is at your own risk.
Full terms are available in our Terms of Service and Privacy Policy.
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