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  • 1 NestCost Score evaluation
  • 5 property searches/month
  • Basic property details
  • Save up to 5 properties
  • Crime & school data
  • Grant eligibility preview (3 programs)
  • Neighborhood Match quiz
  • Learn Center (free guides)
Best for Buyers

Buyer Plus

$49/90 days

One-time · Perfect for your buying timeline

  • Unlimited NestCost Scores
  • Unlimited property searches + Vibe Score
  • Full property details & life-cost analysis
  • Complete Grant Finder — all verified programs
  • Cash-to-Close & PMI strategy planner
  • Nestor Guide + What-If Studio
  • Rate Scenario Monitor
  • Climate & Resilience Indicators
  • Path to Buy timeline
Most Popular

Investor Pro

$59/mo

For investors & house hackers

  • Everything in Buyer Plus
  • House Hack Analyzer
  • Rental & ROI projections
  • Equity Tracker & Portfolio
  • Document Decoder
  • HOA Intelligence + Property History
  • Negotiation Coach
  • Exportable reports (PDF/CSV)
  • Priority support

Institutional CRE

$99/mo

For commercial real estate owners & analysts

  • Everything in Investor Pro
  • 12 Commercial Real Estate tools
  • NOI, Cap Rate & Multifamily Underwriter
  • DSCR, IRR & Equity Waterfall
  • Sensitivity Matrix & 1031 Planner
  • Global Property Analyzer (8 countries)
  • Team seats (up to 5)
  • API access for bulk analysis
  • Dedicated success manager

Seller Insight Report

One-time, per-property deep-dive — listing strategy, net-proceeds estimate, and a negotiation playbook. $29, no subscription required.

Real Estate Professionals

Built for agents & brokers

Share personalized affordability reports with clients. Paid plans from $49 with a free tier available.

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NestCostNestCost

The research & educational platform that tells you what you can actually afford — not what a lender wants to pre-approve.

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© 2026 NestCost · Research & educational use only

Built with live data from FRED · Freddie Mac · HUD

NestCost is a research and educational tool. All estimates and scores are for informational purposes only and are not financial, legal, or tax advice. Always do your own independent research and consult a qualified professional before making financial decisions.

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Terms & Notices

NestCost is a research and educational platform — not a broker, lender, or advisor.

This site is operated by NestCost, which is not a registered broker-dealer, investment advisor, real estate broker, mortgage lender, or financial planner. NestCost does not provide investment advice, endorsement, or recommendations with respect to any property, loan product, market, or financial strategy described or analyzed on the site.

Nothing on this website should be construed as an offer to sell or solicit an offer to buy any security, property, or financial product, or as a recommendation or endorsement in respect of any such transaction. You are solely responsible for determining whether any purchase, sale, financing, or investment is appropriate for you based on your personal objectives, financial circumstances, and risk tolerance.

All real estate and financing decisions involve risk and may result in partial or total loss. Markets rise and fall, a property may not produce positive cash flow or perform as expected, and property values can decline at any time. NestScore, affordability estimates, rent projections, and all other calculations are estimates for educational purposes only and may differ materially from figures provided by lenders, appraisers, or tax authorities.

Always do your own independent research and consult qualified legal, tax, and financial professionals before making any financial decision. By continuing, you acknowledge that any reliance on NestCost's output is at your own risk.

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