For realtors & buyer's agents
Know your buyer's real ceiling before the first showing
NestCost gives you an honest, lender-grade read on each buyer — readiness score, true budget ceiling, and cash-to-close — so nobody falls in love with a house $80K above their number. The hard conversation happens once, up front, on paper.
Your workspace
Every buyer, one honest number each — at a glance
Your client pipeline
Alex Rivera
Share the readiness report before the first showing
Score
82
Jordan Blake
Credit paydown underway — unlocks ~$22K more (est. 3 mo)
Score
64
Sam Patel
Needs $9K more cash — $15K in grants match this profile
Score
74
Inside a buyer's report
What you and your buyer see together before touring — sample data for "Alex"
Readiness Snapshot
Financially ready to buy
Max purchase ≈ $462,000
Your Finances
Annual Income
$118,000
Stable W-2 · 2+ years
Monthly Debts
$410
DTI 6% of gross income
Savings on Hand
$38,500
≈ 12 months reserves
Credit Score
742
Very good tier
Score Breakdown
Suggested Price Bands
Conservative
26% front-end
$380K
Balanced
30% front-end
$462K
Stretch
36% front-end
$498K
Cash to close (balanced)
$31K
Readiness Checklist
Score Progress
Is this buyer moving toward ready — or stalling?
NestScore History
How readiness changed across 4 scans
Latest
82
+18Ready
How agents use it
Three steps — from invite to offer
Invite your buyer
They run a 5-minute scan; you see their readiness score, real budget ceiling, and cash-to-close — with the scopes they choose to share.
Reset expectations before the first showing
Send the readiness report so the ceiling is the first conversation — not a $80K heartbreak at offer time. Everybody tours within the real number.
Stay current, automatically
When their score, savings, or ceiling moves, you get an alert — so your showing list and offer strategy always match today's numbers.
Market context
Ground every price conversation in the same data
Market Pulse — TX
Median Price
$412,000
+2.4% YoY
Days on Market
38
More negotiating room
Months Supply
3.1
Balanced market
Market Temp
Balanced
Slightly favoring buyers
- Median list price $412K — up 2.4% year-over-year.
- Days on market averaging 38, giving buyers more negotiating room.
- Months of supply at 3.1 — a balanced market.
Mortgage Rates
30-Year Fixed
6.85%
15-Year Fixed
6.12%
7/1 ARM
6.45%
FHA 30-Year
6.75%
Freddie Mac PMMS · sample snapshot
Stop having the ceiling conversation at offer time
Set up your Pro workspace, invite a buyer, and share their first readiness report before the next showing.